On the Money speaks with a panel of experts to examine the megatrends of 2020 that will transform every aspect of our lives. Anti-Red Tape Authority director-general Atty. Jeremiah Belgica, Microsoft Philippines National Technology Officer Richard Bon Moya and education advocate Edric Mendoza discuss the technological advances that will change the face of governance and business. They also delve into the use of the internet to influence public opinion while giving the impression of grassroots mobilization. Lastly, the panel gives their comments on the exploding middle class and climate change.